Saturday, January 12, 2013

Here I go again..

*sigh* Why do people have to make life so complicated? If you can't do something for someone, let them know. Don't keep them waiting.

What am I going on about? Well, the stupid credit union. I did my taxes, but they won't be sent in until the 22nd of this month. Since my refund will be direct deposited I know it'll be available on/about Feb 1st. (Prior experience, lol.) So I figured the deposit could be security for a loan and tried. Now I'm not stupid. I figured it might be turned down even though I've had an account there for years and years and only wanted to borrow 500.00- I don't have any type of loan history to back me up here. Anyway, this was Wednesday morning I did this and someone is supposed to get back with you within a day. I gave it the day then tried to contact someone only to be told all their loan officers were busy and would I like to leave a voice mail. I hate leaving voice mails but I did. No response. Called back, got told nobody was available and they've been "crazy busy". Called back. Same. Called back. Same. Would I like to leave a voice mail? No I would not, been there/done that. I finally got to talk to someone today. Of course, it was turned down. My credit score isn't that bad- the main reason it was turned down is that I don't have income from employment. (Although I do have income.) Honestly people? You couldn't just pick up the phone and tell me "no" 3 days ago? I hate it when people do that.

So, I was holding out hope that it would be approved since my tax refund deposit was the security and I've been a loyal customer for many years. Which means that I didn't look for other options. Which now means that the 14th is right around the corner. Which now means that any hope I had of getting my internet bill paid by then probably went out the window. Unless a miracle happens.. I'll probably be gone after Monday. There's no chance of the internet provider waiting until I get my refund to be paid. *sigh*

I'm gonna try to get as much stuff finished as I can today and tomorrow. If there's anything I've mentioned that doesn't get done, forgive me. There's only so long you can keep things going and it looks like I have finally and totally ran out of luck.

6 comments:

  1. Oh, rats. Want me to make the groups public, then?

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  2. If you don't hear from me in any way after Monday, then yes. You know I'm trying to avoid losing my internet. It's not just because of my creating.. there are a few people in my family that I can only talk to online for one reason or another. (One of those is my oldest son, so I'd really be lost if I couldn't ever talk to him and I only see him twice a year.)I just needed to get through this one last month! (Then it will all be fine and dandy...grrrrrr.)

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  3. Please check your email, and your account. :)

    ReplyDelete
    Replies
    1. I did and I did. <3

      Also, I replied to your PM @ Leefish.

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  4. Replies
    1. Done and replied. :) (I saw your reply to my reply too!)

      Delete